El 77% de los líderes de la industria de pagos dice que el fraude y la ciberseguridad obstaculizan la innovación A global research study indicates a widening gap between confidence and actual readiness among payments industry leaders, potentially impacting future industry leadership. Despite a majority claiming leadership, many executives acknowledge that innovation in payments isn’t a top C-level priority, and legacy platforms and internal cultural obstacles are significant barriers to transformation. This disconnect creates a modernization gap, where aspirations outpace execution, risking companies falling behind as technological and regulatory demands, such as secure and instant transactions, increase.

• A global study by ACI Worldwide and Globant shows a growing gap between confidence and preparedness in the payments industry.
• 69% of executives claim their organizations are leaders in payments, but only 44% say payment innovation is a C-level priority.
• Key barriers to innovation include not fully utilizing technology (55%) and legacy platforms (44%).
• Internal cultural obstacles are cited by 53% as a factor slowing transformation.
• By 2026, secure, instant, and seamless transactions are expected to be the baseline standard due to growing customer expectations.
• Customer demand is the primary catalyst for change, with 79% of respondents citing it.
• Only 36% of payments executives report having a long-term roadmap for payment modernization and investments.
• 25% of organizations are eliminating old payment platforms, despite recognizing their limitations. https://nicaragua-hub.syndichain.com/articles/930daf9c-7038-4fef-9ec6-66355de4912c https://www.portafolio.co/economia/finanzas/el-77-de-los-lideres-de-la-industria-de-pagos-dice-que-el-fraude-y-la-ciberseguridad-obstaculizan-la-innovacion-484095